Buyer Report - Tony Apotsos - NextHome Experts

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NextHome Experts
15000 Madison Ave
Lakewood, OH 44107
Phone: (216) 423-5100
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Thank you again for finding us this Great House! Tom and Beatrix Tyna (Bay Village)

In this market, it would be easy to throw up your hands and say it's close to impossible, just sit back and hope for the best, but not you. The marketing materials were great and the effort you put in helped to sell the house in an impressive amount of time. Thank you for your input to get the house looking its best and for helping with all areas of the sale. I can rest easy with planning my wedding knowing I have that checked off my list. When Chris and I head back to Cleveland, I will be the first one to look you up and use your services to find our new home. Yours Truly, Kate Plenzler (Avon Lake)

Your ambitious approach is very refreshing. Linda Wagenknecht (Lakewood)

Tony is the Professional in Realty Professionals. Lee Zapis (Bay Village)

Professional in every detail. Sensitive to our personal situation. Business ethics and moral values are to be admired, Does everything in his power to make what could be a highly stressful time in your life, a pleasurable experience. Donald and Betty Maxam (Huron)

A pleasure working with you. We think of you as a new friend. You are truly a professional. Zita and Ken Boitel (Westlake)

Your consistent communication, attention to detail and advice made the entire process a smooth one and one that I learned a great deal from. James Elios (Avon Lake)

I knew throughout the whole process that everything would turn out well because you were very honest and up front with me. You went above and beyond what any other Realtor would do. Robert W. Rosol (Fairview Park)

We couldn't be happier in our new home - could not have done it without you! Dennis and Michelle Pinozzi (Lakewood)

You were knowledgeable and taught me how to look at electrical, plumbing and structural things I never would have noticed. You also listened to what I wanted and helped me to narrow my search. I was treated with respect, something a single female does not encounter very often in the Real Estate market. Theresa A. Clarke (Lakewood)

Thanks again for all your help. I've told a lot of agents in my office what a super agent you are - a real professional. Judy Nupp - Howard Hanna (Rocky River)

How Much Can You Borrow?

How much you can borrow will depend on your income, down payment, job stability, existing debts, credit references and payment history. Lenders usually use the following two qualifying guidelines to decide how much of a loan you can manage:

Your monthly housing expenses - mortgage payment, property taxes, insurance, etc. These expenses should be no more than 28 percent of your monthly gross income.
Your monthly living expenses and any long-term debts - utilities, car and school loan, child support, health and car insurance, etc. These expenses should be no more than 36 percent of your monthly gross income.

SELLER TIP: Use higher watt bulbs in lights to make rooms appear brighter and larger especially during winter months.

BUYERS TIPS: Familiarize yourself with mortgage loans. Contact a reputable lender - calculate the limits of your buying power.

SELLERS TIP: It Matters to Make Minor Repairs. Fix sticky doors, torn screens, cracked caulking or a dripping faucet. Buyers will ask why you did not or what else could be wrong.

BUYER TIP: Work with your REALTOR about getting Pre-Approved for your home loan. A Pre-Approved Buyer is the one sellers pick when there are multiple bids, you win.

SELLERS TIP: Rid your home of smells. Clean carpeting and drapes and eliminate cooking, smoke and pet odors. Make sure buyers take home a fresh impression of your Home.

BUYER TIP: Know all the choices when picking a home. Ask Tony A to build you an Automated Buyer Site today. See ALL of the Newest Listings and Price Changes.

SELLERS TIP: De-clutter and/or stage your home. Go into each room and pick one piece of furniture that could possibly be removed. Confused buyers will psychologically always say NO.

BUYERS TIP: Avoid making pre-mature large purchases. Increased debt VASTLY reduces your buying power.

SELLERS TIP: Keep your home extra clean and neat. You never get a 2nd chance to make a 1st impression!

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Certified Residential Specialist (CRS) designation is described by the Council of Residential Specialists as The highest Designation awarded to sales associates in the residential sales field. The CRS Designation recognizes professional accomplishments in both experience and education.

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